Pit Bull Dogs and Home Insurance

If you are a home owner with a pit bull dog, or are considering getting a pit bull, you may be aware that your pet could affect your home insurance. Here are some things to consider.

American Pit Bull Terriers, American Staffordshire Terriers, and Staffordshire Bull Terriers are some of the more popular breeds commonly referred to as pit bulls. Many home insurance companies consider these dogs as a potential liability risk because their owners are often held accountable by law if the dog injures a person. When you purchase a homeowners insurance policy, you receive a certain amount of liability coverage to help pay for lawsuits filed against you.

According to the Insurance Information Institute, dog bites cost the property and casualty insurance industry about $317.2 million in 2005. Because insurers consider certain breeds of dog as a higher risk for a claim, they will often charge higher home insurance rates for pit bull owners.

However, the thing to realize is that each insurance company determines their rates and underwriting guidelines based on several factors that may be unique to that company. Thus rates -- as well as tolerance for accepting dogs -- can vary quite a bit from company to company. So whether you already own a pit bull, or are planning on getting one, you should get some comparison home insurance quotes. The Insurance Information Institute recommends getting at least three different quotes.

This is easy to do online by requesting quotes from different company Web sites. Or you may want to use an insurance comparison site. These sites don't represent one company. Instead, you only need to fill out one online quote form, then you get several different quotes back. These sites often use independent agents who will work to find you the lowest quotes.

To further lower your homeowner insurance costs, consider raising your deductible as well as taking advantage of any available discounts.

And finally, the Insurance Information Institute recommends being proactive in reducing your chances of dog bite liability. They recommend spaying or neutering your pet, learning how to maintain control of your dog and properly socializing him or her so they know how to act around other people and animals. Also, talk to a vet about ways to reduce aggressive behavior.

Compare home insurance quotes for dog owners

Justin Scott writes about insurance issues. Get up to 5 free home insurance quotes at the comparison site LowerYourInsurance.com. The site also features more information about home insurance and dogs.

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Ad Junked After Company Receives Thousands of E-Mails From PETA Members About the Cruelty of Chaining Dogs

A bouquet of flowers from PETA with a heartfelt thank-you note is on its way to Verizon's executive headquarters in Basking Ridge, N.J. That's because the communications giant has pulled a cell phone ad that had the animal rights group--and dog lovers across the country--howling mad. The ad featured two growling, chained pit bulls guarding a junkyard. PETA contacted Verizon about the ad's damaging message after PETA's phones began ringing off the hook with complaints from across the country, but Verizon failed to respond. So PETA issued an action alert, which generated more than 7,000 e-mails to Verizon CEO Ivan Seidenberg and the company's executive director of media relations, Brenda Raney. Two days after PETA contacted Verizon, the company pulled the ad.

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Essential Trading Books - Pit Bull, Learn From the Best

Many traders simply buy e-books from people with no trading experience however for just 20 bucks you can learn from a trader who has walked the walk and made millions - Pit Bull by Marty Shwartz is simply essential reading...

This book is one that will inspire you and its been one of my favorites for many years.

It always amuses me when novice traders buy over priced e-books from traders who have never made money yet for a lot less, they can pick up investment classics like this and were talking a trader who has walked the walk and made Millions.

It's worth it For This Alone!

One of the best bits of the book is the "The Pit Bull's Guide to Successful Trading" in 30 pages, for those seeking a quick insight into Schwartz' success on the markets these pages are great. Schwartz outlines the tools and market analysis services he uses and some of his techniques.

An Insight from a True Pro

In Pit Bull, you get an idea of how Marty Schwartz became a champion trader.

He outlines how he struggled before getting some breaks that have now made him into the millionaire trader. Schwartz tries, to teach the reader how to apply some of his formula to make them successful.

It's Amusing To!

If you enjoy books on trading that are interwoven with the story of someone's life you will love this book. The book makes you sometimes laugh out loud, his language is crude and he constantly brags about his gains, so what you get is Buzzy Shwartz as he is - totally honest and talking straight.

The story of Buzzy Schwartz is fun to read and will motivate you to become a trader.

Schwartz provides advice for those who hope to become successful traders and some of ideas rubbed off on me and some will influence you to. Whether you believe all the author has to say or not, (and many won't) this book is hard to put down and you will soon race through its 320 pages.

In all a great book, from a true champion trader and one that anyone serious about making money in the markets should read.

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Cloned Pit Bulls: Is it really worth?

The loss of Booger the pit bull terrier was almost more than Bernann McKinney could bear. so she approached the Korean scientists to create five identical copies of beloved pit bull terrier. For this, McKinney paid $50000 to have five pit bulls cloned in South Korea this week after selling her home.